Mental Health Support

Financial stress can feel isolating and urgent. You are not alone.

If you may harm yourself or feel unsafe

Call or text 988 (U.S. Suicide & Crisis Lifeline). If you are in immediate danger, call 911. If you are outside the U.S., contact your local emergency number or local crisis line.

What to do in the next hour

Why this page exists

Debt pressure can trigger panic decisions: signing “settlements” you don’t understand, making promises you can’t keep, or acting out of shame. This page is here to say: pause, get support, and then take the next steps with clarity.

Next steps for the business problem

Financing

Understand what you signed and what is driving the pressure.

Go to Financing →

Workouts

Stabilize operations and pursue an out‑of‑court plan when possible.

Go to Workouts →

Bankruptcy

If it’s time to evaluate bankruptcy, do it deliberately—not out of panic.

Go to Bankruptcy →

Need help

If you want to talk about options for the business situation, you can contact me at contact@sesnylaw.com or 512.761.8378.

This page is general information and not medical advice. If you are in crisis, call/text 988 or contact emergency services.